15 Years as Remortgage Advisor in Manchester: Here’s what we know

As a trusted remortgage advisor in Manchester, we know the twists and turns. Our family-run team at Identity Financial Solutions has been guiding homeowners for over 15 years. We’re here to share niche, practical advice tailored to your needs.

Understand Your Unique Goals

We start by listening to you. Are you aiming to lower monthly payments? Want to release equity for home improvements? Perhaps you’re eyeing a better interest rate. Our first piece of advice is to be clear about your goals. This helps us pinpoint the right product. We’ll ask about your financial situation and future plans. Honesty here is key. It ensures we find a deal that fits your life.

Leverage Our Market Access

The mortgage market is vast and complex. As your remortgage advisor in Manchester, we have access to high street and specialist lenders. With access to some deals that aren’t available directly to the public. Our advice? Let us do the heavy lifting. Our advanced technology scans the market in minutes. We compare rates, terms, and eligibility criteria. This saves you hours of research. You get options tailored to your circumstances. No guesswork, just precision.

Check Your Credit Report Early

Your credit score can make or break your remortgage. We recommend checking it before applying. A multi-agency credit report shows data from Experian, Equifax, and TransUnion. It gives a full picture of your financial health. Spot any errors or issues early. This lets you fix them before lenders see your report. A strong credit profile boosts your chances of approval. We guide you on how to access this report and interpret it.

Trust the Process, Not the Stress

Remortgaging can seem daunting. Paperwork, lenders, solicitors—it piles up fast. Our advice is to let us handle the details. Once you choose a product, we manage the application process. We liaise with all parties involved. This includes lenders, solicitors, and even estate agents if needed. You can sit back and relax. We’re with you from start to completion. Our goal is to make it fuss-free. You focus on saying “yes” to the right deal.

Work with Humans, Not Robots

In a world of online tools, human advice stands out. As your remortgage advisor in Manchester, we’re real people who care. You’ll speak to the same adviser throughout. No faceless chatbots or call centres. We’re FCA-regulated and fully qualified.

At Identity Financial Solutions, we’re committed to saving you time and money. We listen, search, and manage the process for you. Our advice is rooted in understanding your unique needs. It’s backed by technology and years of expertise. Our team is here to guide you every step of the way.

Ready to explore your remortgage options? Our free mortgage review in Manchester is just a call away.

Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.