Accidental landlord, Portfolio landlord or starting out on your
buy-to-let (BTL) property journey?
No portfolio size limits
No minimum income
First time landlords considered
Up to 80% LTV
Release equity to grow your portfolio
Find the best deal with our Fee-free* advice, from our specialist buy-to-let mortgage brokers
To request a free consultation with one of our BTL specialists, just complete our short contact form or give us a call on 01625 403020
Save you time
WHAT OUR CUSTOMERS SAY?
Whether you are an accidental landlord, portfolio landlord or just starting out on your buy-to-let (BTL) property journey.
We are here to help....
A buy-to-let mortgage is often a great option for people looking to make a large investment or actively enter the rental property market. Whether it’s your first venture into property management, or you’ve been building up a portfolio of rental properties for your retirement, the right buy-to-let mortgage can unleash your investment potential.
Buy-to-let mortgages work differently to residential mortgages, so you should check whether you’re eligible and can afford this type of mortgage, and this is where identityfs come in. As independent mortgage brokers we have access to the whole-of-market, which is over 100+ lenders and 10,000+ products, along with specialist lenders for those quirky cases.
We will save you hours of searching on-line, calling lender after lender, and applying for deals you may not qualify for. Knowing the criteria of our lenders, we will know where to take you based on our conversations.
We will then do all the leg work by processing your application and taking it through from start to completion. Help support by handling any queries from lenders, solicitors or estate agents.
We also have access to contacts for specialist property tax advice consultants, to help talk you through how to structure your business for tax efficiency. Solicitors, with landlord and limited company experience.
For those looking to start your property investment journey, then please speak to us at identityfs as soon as possible. As we will put you in touch with tax specialists, as this all needs to be set up before you start purchasing properties and applying for mortgages. As this will save you a lot of time and money in the long term. If this is the route you take.
*No fee is for mortgages over £150k. If below £150k then a fee of £295 applies. Unless a multi transaction, which we will look at on individual bases
WHY USE identityfs?
Access to whole-of-market, 100+ lenders and 10,000+ products.
If there is a deal to be had,
we will have it!
We work with over 100 lenders, from high street banks to specialist lenders. So we are able to find lenders and products for those quirky requests
Save you time
Your adviser can search through 10,000+ products in minutes and process your application, saving you time!
We do the leg work
We do the leg work. After our chat, you can then sit back! We take care of the mortgage process from application to completion.