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The Role of a Mortgage Advisor: What to Expect When Seeking Remortgage Advice in Manchester

The Role of a Mortgage Advisor: What to Expect When Seeking Remortgage Advice in Manchester

At Identityfs, we know that remortgaging isn't just about numbers. We're here to simplify this for you and provide remortgage advice in Manchester.

You've reached a point being a homeowner where remortgaging seems like the next logical step. Perhaps your current product is about to expire, you want to release equity for home improvements, or consolidate debts. It's a smart, but puzzling move. You're left with questions like, "So, where the heck do, I even begin?" "Which mortgage is the perfect fit for yours truly?" and "Am I scoring the most competitive deal out there?"

At Identityfs, we know that remortgaging isn't just about numbers. We're here to simplify the mortgage process for you and provide a free remortgage review in Manchester.

Remortgaging means swapping your existing mortgage for a new one, either with the same lender or moving to a new lender that is best for your circumstances that the time.


Reasons for Considering Remortgaging

People consider remortgaging for various reasons, including obtaining a lower interest rate to reduce monthly payments, releasing equity for home improvements or debt consolidation, switching to a more favourable mortgage deal, and escape running onto variable rate fluctuations. It offers a chance to optimize financial benefits and adapt to changing circumstances.

But guess what? Our crew is pretty ace at spotting those chances to save, making sure you're not forking out extra on your mortgage.


Benefits of Remortgaging

●       Possible Lower Monthly Payments

●       Unlocking Equity

●       Debt Consolidation

●       Faster Mortgage Payoff

●       Customised Financial Solutions


What to Expect

●       Our team will make you feel welcome from the first introduction.

●       We'll ask you questions to understand your unique situation and goals.

●       We'll dig into your current mortgage, finances, and credit history.

●       We'll explain your remortgage options in simple terms and discuss the pros and cons.

●       We'll find the most suitable remortgage option for you, based on your requirements and circumstances.

●       We'll be upfront about our fees and any costs involved.

●       We'll work quickly to get your remortgage on track.

●       We’ll clarify your questions and concerns, even after the process is over.

●       We'll keep your financial information safe because we care about your privacy.


Steps in Remortgaging Explained

1.        Decide why you are remortgaging.

2.        Pay bills on time to improve your credit score.

3.        Talk to a mortgage advisor for guidance and recommendations.

4.        The lender may assess your property's value. Example: They might send a surveyor.

5.        If approved, the lender will provide a mortgage offer with the terms and conditions.

6.        Carefully read the offer, understand the terms, if any questions

7.        You'll begin making payments according to the new terms, new rate etc.


Simplify remortgaging by taking a free remortgage review in Manchester. Reach out to us now.


 

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Your home may be repossessed if you do not keep up repayments on your mortgage. 

 

IdentityFS is a trading style of Identity Financial Solutions Ltd, which is an appointed representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority. Identity Financial Solutions Limited is a company registered in England and Wales Companies house number 06341454. The registered office address is 6 George Street, Alderley Edge, Cheshire, SK9 7EJ. 

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

IdentityFS recieve a small referral from Check My File.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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