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Clear Your Doubts: The Must-Ask Questions for Every Homebuyer

Clear your doubts with the must-ask questions when buying a house. Ensure you make informed decisions with our expert tips from IdentityFS.

Clear Your Doubts: The Must-Ask Questions for Every Homebuyer

What Does The Sale Include?

Asking the estate agent what is included in the transaction is worthwhile. Does this include the greenhouse or garden shed? How about the fittings and fixtures? What is the precise location of the boundary? Verify everything that you will be paying for.

 

When buying a home, it’s important to understand all the costs involved including that for mortgage advice. The exact cost of advice will depend on your situation.

 

Our estate agents will provide you with information on items that could materially affect your decision to proceed with the purchase in the interim. But now is still an excellent time to enquire.

What Is The Property's Age?

One of the things to enquire about while looking at a home is the precise age of the property, even if it isn't stated. In addition to being pleasant to know anyhow, older homes typically require more expensive maintenance.

How Much Do Other Utility Bills And Council Tax Cost?

In light of the current cost of living problem, you should find out if and how much your new home will cost you more. Thus, include this in your list of questions to ask when buying a house. The ad for a house should have mentioned the council tax band; if not, enquire. Ask if you can view utility bills as well, or wait for a copy to be sent to you later by your conveyancing firm.

What Is The Lowest Amount That The Seller Will Take?

Asking if their bottom line is truly negotiable can save you hundreds, even though it may sound foolish. Additionally, it might help you avoid wasting time negotiating the minimum sale price with the seller and estate agent.

 

Ongoing costs such as your mortgage or any other loans secured by the property should also be considered. Remember that your house or property may be repossessed if you fail to make these payments.

Have The Sellers Relocated?

Have the sellers found a new residence yet? They might be eager to sell as quickly as possible if they have. In any other case, having to wait till they find another location increases the unpredictability and all the hazards that come with being in a chain. Thus, you can find out where you stand and how eager the seller is to move by asking this question.

Do The Neighbours Make A Lot Of Noise?

Your quality of life may be most significantly impacted by the response to this question, out of all the ones you should ask while seeing or purchasing a home. Ask the seller as well as our estate agent, and check for any hesitancy.

 

If you question about any formal complaints they have filed against their neighbours, they are legally required to divulge them to you. Thus, include this in your list questions to ask when buying a house.

 

At Identity FS, we are here to offer advice for our clients and help support the buying process. We understand that buying a house is the biggest financial decision anyone will make.

 

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Your home may be repossessed if you do not keep up repayments on your mortgage. 

 

IdentityFS is a trading style of Identity Financial Solutions Ltd, which is an appointed representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority. Identity Financial Solutions Limited is a company registered in England and Wales Companies house number 06341454. The registered office address is 6 George Street, Alderley Edge, Cheshire, SK9 7EJ. 

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

IdentityFS recieve a small referral from Check My File.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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