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Let Us Do the Heavy Lifting in Your Home Buying Process

From the initial mortgage search to obtaining an agreed "mortgage in principle", we will oversee every step of the mortgage process. This includes the application process, offer, and completion (when the funds are released).

Let Us Do the Heavy Lifting in Your Home Buying Process

Since it's what they do for a living, brokers and lenders have a long history together. For instance, we discuss policy and criterion revisions regularly. This might provide you with a significant edge when it comes to receiving the crucial approval for your house loan.

Assistance if Your Income is Not Predictable

The expertise of an advisor might be particularly helpful if you work for yourself and/or have inconsistent revenue from several sources.

 

We will target your application based on what we know about the profile and lending requirements of a certain bank or building society. We have expertise with these sorts of applications. Some applications may be more difficult.

Remind You to Refinance

A broker may also advise you on remortgage rates and deals in Manchester, and how much you might borrow if you want to borrow extra against your present mortgage for purposes like building an addition to your house.

 

Mortgage advisors have more negotiating power than you do since we deal with many institutions daily. We typically know which banks are presently giving the greatest offers and have access to more competitive interest rates.

 

In the long run, this might save you a significant amount of money on mortgage interest. Moreover, based on your circumstances, we might be able to completely cancel or minimise some of the upfront costs that banks often charge their clients (such as application fees).

 

Furthermore, depending on the broker, there could not be any obligations if you decide to utilise them and then decide against them. You have the option to withdraw from the procedure or even deal directly with the lender.

We do the task on your behalf.

If you wish to compare mortgage offers when applying without an advisor, you will need to submit separate applications to each bank. This may be handled by a mortgage advisor. All you have to do is submit a single application to us, and we will gather the necessary data to provide to each bank. You won't have to waste time corresponding with banks to find the best remortgage rates and deals in Manchester, as we will handle all communication from that point on.

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